Pet insurance

• Death from accidental injury or illness
  If your pet dies following an accidental injury, you'll get back up to £1,500 of what you paid for them. We'll do the same if they die from an illness, but only if they're under 11 years old.
• Advertising and reward
  If your pet is stolen or lost, we'll cover up to £1,000 towards the cost of the local advertising to help you get your pet back. This includes a reward of up to £500.
• Loss of pet from theft or straying
  If your pet is stolen or goes missing and isn't found within 45 days, we'll pay up to £1,500 of what you paid for them.
• Boarding fees
  If you have to go into hospital for more than four days in a row, we'll cover the costs of up to £1,000 to have your pet looked after by a licensed kennel, cattery or professional pet-minding service.
• Holiday cancellation cover
  If you have to cancel or cut short your holiday because your pet goes missing or needs life-saving treatment, either while you're away or in the seven days before you're due to go away, we'll cover expenses up to £5,000 which you cannot get back elsewhere. Please read the policy for full cover details.

If your dog injures someone or damages their property and you're found to be legally responsible, we'll pay up to £2.5 million towards compensation and costs awarded against you by a court. We'll also cover the legal costs and expenses for defending a claim.

For property damage claims, there's a £250 excess. If you already have liability cover under another policy, such as home insurance, we'll only accept your claim if that cover has been used up.

This provides cover for your pets when travelling abroad, as long as you follow the guidelines of the UK Government. Please note, we don't offer third party liability cover under the laws of Canada or USA.

In addition to already selected cover, you'll get:

• Quarantine costs - up to £1,500
• Loss of your pet's passport - up to £250
• Repeat tapeworm treatment
• Emergency expenses abroad - up to £300

Cover is valid for three overseas journeys a year, each no more than 30 days.