comprehensive

Unlike some other insurers you can claim and your No Claim Discount is safe if the damage is caused by; potholes or poor road maintenance, theft from or of your car, being hit while parked, flood damage, if you hit or are hit by an animal, or hit by an object or debris (excluding vehicles).

With Comprehensive and Comprehensive Plus cover. Excludes Essentials cover and Van Insurance. Excess applies.

If you make a claim for damage to your car caused by vandalism, you won't lose your No Claim Discount.

The incident must be reported to the police and assigned a crime reference number. The excess must also be paid when making the claim. The damage can't have been caused by another vehicle.

A choice between a replacement car like yours, a cash settlement or you can pay the difference for an upgrade, if your car is written off due to an accident, vandalism, fire or flood.

A minimum car purchase of £3,500 applies. An exact match may not be possible and is subject to availability. Excludes theft claims.

Medical expenses for each person injured after an accident, providing there's no cover in force under another car insurance policy.

Limited to £100 per person

If you're in an accident with an uninsured driver that isn't your fault, we'll protect your claims-free years and also cover your excess. Make sure you get the registration number, make and model of the other vehicle, and the other driver's details (if possible) to make a claim.

Up to £250 for any loss or damage of clothing and personal belongings in the event of a fire, theft or accident.

Unlimited cover for fitted in-car audio, TV, telephone or navigation equipment, or up to £1,000 for non-standard equipment.

The cost of replacing or repairing a broken windscreen, sunroof or window.

Subject to an excess.

We'll guarantee work by our approved repairers for five years, unless you sell your car.

If your car is being fixed by one of our approved repairers, we'll get you a small hatchback to keep until it is fixed. Alternatively, if you prefer to use your own garage or your car has been written off or stolen, you'll still get a hire car for up to 21 days in a row.

Offered with Comprehensive Cover. Doesn't include windscreen claims or customer-delayed claims.

If you cause an accident that damages someone else's car, property or injures someone, you'll be covered for subsequent claims made against you.

If you've been in an accident and need help, our emergency helpline is always available to you.

Financial protection if your car is stolen or damaged by an attempted theft, as well as any damage caused by a fire, lightning or explosion.

This covers you if your car or a third party's vehicle is accidentally damaged.

We'll insure you and your spouse or partner up to £5,000 should either of you be injured or killed in a car accident.

If your car can't be driven after an accident and a hotel stay is necessary, we'll pay up to £150 towards the expense (or £250 in total if there are other passengers with you).

The cost to have your child car seat replaced in the event of an accident, fire or theft, even if there's no apparent damage, as long as they are involved in a valid claim.

If you need to make amendments to your policy during the year, we won't charge you extra for it.

Any premium change because of that amendment may still apply.