The policies
Know more about your policy before you buy
Our Single Trip, Annual Travel and Discoverer Travel Insurance products each have a Policy Summary that gives a handy overview of benefits in case of medical emergencies, theft or loss, cancellation and curtailment. Complete terms and conditions are found on the accompanying Policy Documents, which you should read carefully. These also contain useful phone numbers, notes on legal assistance, insured activities, winter sports cover and details of how to make a claim.
Once you have purchased your travel insurance policy, you will be sent a complete set of documentation that confirms your policy number and the exact details of the trip to be covered, including details of any medical conditions disclosed.
If you are looking for the terms and conditions of our Home Insurance Free Travel Cover, these can be found on our Free Travel Policy Documents page.
If you are looking for the terms and conditions of our Home Insurance Plus cover, these can be found alongside the Home Insurance Policy Documents.
Choose a policy document to view
Single travel policy (viewable PDF, file size 841kb)
Single travel policy summary (viewable PDF, file size 251kb)
Annual travel policy (viewable PDF, file size 549kb)
Annual travel policy summary (viewable PDF, file size 375kb)
Discoverer travel policy (viewable PDF, file size 543kb)
Discoverer travel policy summary (viewable PDF, file size 142kb)
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Backpacking
Tips and advice on how to stay safe on your gap year or round the world trip.

What is an EHIC?
More information on the European Health Insurance Card, which has replaced the old E111 form. Find out why you need travel insurance too.
Find out moreSummary of cover
Find out what is included in our travel cover and options available to you.
