Mortgages:

  Help me out
Apply now (opens in a new browser)

If you don't know which mortgage is right for you, there are a few key things to think about.

Woman carrying her babyWith our fixed rate mortgages, your payments are guaranteed to stay the same during the fixed rate period – so they won’t go up if interest rates in general go up, but you won’t benefit if rates go down.

With our discount tracker mortgages, there’s an element of uncertainty involved – your rate could go up if the Bank of England base rate goes up but you will benefit if the base rate goes down.

Simply decide what’s most important to you.

Or if you're still not sure, you can see how our two types of mortgage stack up against each other in terms of cost first.

Compare the costs of both

 
Apply now (opens in a new browser)