Mortgages:

  Fixed rate mortgages
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Fixed rate mortgages are perfect for people who like to know that their monthly mortgages payments won’t change over a set period of time and don’t want to worry about interest rates going up.

At Direct Line you can have a fixed rate mortgage for two, three or five years, according to your preference. You can find out online what it will cost by answering a few simple questions and about any features and fees.  You can even make overpayments during your fixed rate period of up to 10% of your initial borrowing each year (subject to a minimum of £200).

The good news doesn’t end there, though. If you are an existing Direct Line Home Insurance customer and you decide to take out any of our mortgages (or choose to switch to us in the next 12 months), then we’ll give you an extra 20% off your Home Insurance plus free home emergency cover (Home Response 24) for two years, which includes plumbing, drainage, electrics and security emergencies and would normally cost around £72 (or £90 in central London). Our Home Response 24 emergency cover is for call-out charges, parts and labour expenses up to £1,000 (including VAT) for each emergency – and all our work is guaranteed for 12 months.

And if you’re not sure what mortgage is right for you, try out mortgage calculator to compare our mortgage deals.

So if you want a great mortgage deal but don’t want to take any risks with your repayments, why not apply for one of get a quote on Direct Line’s fixed rate mortgages today.

 
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