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Home insurance - Tips & Advice - Buildings insurance
What would you do if a wall of your home collapsed? Or your pipes burst and you were left without water? It may sound unlikely, but it seems that almost every other day there are stories in the news about freak weather causing damage to property; in 2003 alone (the last year for which accurate statistics are available) over £500 million-worth of claims for weather damage were submitted. (Source: Association of British Insurers Statistics)
Insuring your home against such potential catastrophe is vitally important. Direct Line’s home building insurance covers the structures of your home, from your roof and walls to your sheds and outbuildings. And your permanent fixtures are also covered, such as kitchens, bathrooms and fitted wardrobes against fire, storm or floods, lightning, theft, explosion, water or oil damage, vandalism or subsidence.
It’s a pretty comprehensive list already, but with Direct Line Home Insurance you can add from a range of optional extras, including Accidental Damage cover – which will cover you for DIY disasters and damage to built-in furniture (freestanding items come under contents insurance). Family Legal Protection, meanwhile, offers up to £100,000 in legal costs for personal injury, property, contract or employment claims; there's also a 24-hour UK-based legal helpline, staffed by legal experts, who can offer help and advice on any private legal problem at any hour of the day or night.
If you opt for a Direct Line Home Insurance Plus Buildings policy, you get Accidental Damage cover and Family Legal Protection as standard.
You can get a quote on our Buildings cover right now.
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