Home insurance - Tips & Advice - About Direct Line home insurance
February was awards month, showcasing the Oscars, Baftas and Brits. So, what better time to celebrate the star quality of DL home insurance and highlight those aspects that the price comparison sites just can’t match
All round home insurance: Direct Line Home Insurance Plus
Price comparison sites are predominantly just that – they compare the cost of premiums, and sometimes key features. However, price alone doesn’t tell the whole story, so instead of finding the lowest possible cost of cover, what in fact is the very best cover you can get? With Direct Line, it’s the Home Insurance Plus option, which includes Buildings, Contents, Personal Possessions and Pedal Cycle cover, as well as additional benefits Family Legal Protection, Home Emergency cover, Travel Insurance and ID Fraud Detection and Assistance as standard. What more do you need?
Buildings insurance: Direct Line Buildings Insurance Plus
In February 2008 the UK experienced its biggest earthquake in 25 years. We’ve also been hit by the worst snow in 18 years, floods, and even the occasional tornado. So make sure your home isn’t under-insured. The Direct Line Buildings Insurance Plus policy goes a step further than named amount policies by providing unlimited buildings cover for the complete cost of rebuilding your home and any outbuildings should the worst weather disaster happen.
Contents insurance: Direct Line Contents Insurance Plus
Standard contents insurance policies will offer basic cover for your worldly goods. But greater peace of mind can be had with the Direct Line Contents Insurance Plus option. On top of the usual benefits, you get automatic cover on a new-for-old basis, extra cover for cash kept at home (up to £1,000), additional garden cover (up to £2,500), accidental damage cover as standard and 20% extra cover for those gift-heavy periods several weeks either side of Christmas, family weddings or the birth of a new baby.
Best cover in a supporting role: Direct Line contents insurance includes Garden cover
Garden theft has been on the rise in recent years. We in the UK are spending more than ever on plants and expensive garden furniture, accessories and ornaments. Direct Line’s Contents Insurance covers personal belongings in garages and sheds (under policy terms and conditions).
Fire safety in the garden
Best behind-the-scenes extra: Direct Line Extra Accidental Damage
Unforeseen circumstances mean it pays to customise your home insurance with a few optional extras. Direct Line’s most popular extra is Extra Accidental Damage cover for those unexpected spillages and DIY disasters. You can also add Family Legal Protection, with its 24-hour Helpline and up to £100,000 towards legal costs, and also Personal Possessions cover for outside the home, which covers not just your personal effects and valuables, but also cash and credit cards while on holiday.
How to avoid DIY disasters
Tips on finding cheaper Home Insurance
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