Home insurance - Tips & Advice - Buildings insurance
See what great value buildings cover you can get for your home: get a Direct Line Buildings Insurance quote online.
It’s essential that you have adequate buildings cover for your home – but that doesn’t mean you have to pay through the roof for it. Apply for a Buildings Insurance quote with Direct Line and you’ll see how great our rates can be.
How much you pay of course depends on the value of your home, where you live and other personal details. We will ask you for these when you apply for your quote but you’ll find the forms quick and easy to complete online.
When you apply online for a Buildings Insurance quote, in most cases we can generate a suitable premium automatically. If you go on to purchase this online or over the phone, we will send you a schedule of insurance. Cover will be subject to our terms and conditions, which you can find online in our Home Insurance Policy Documents.
Direct Line Buildings Insurance includes cover for up to £1million for the cost of rebuilding your home and any outbuildings if any damage should occur by emergencies such as storm, flood, vandalism or fire. It includes cover not just for the structure of your home but also fences, gates and outbuildings. Your permanent fixtures such as your kitchen fittings, bathrooms and any fitted wardrobes will also be protected under this policy.
So if your pipes burst and your kitchen is flooded, a fire flares up in one of your rooms, or a window is broken because of theft, you won’t be left in the lurch. If you have to leave your home because it is temporarily uninhabitable due to insured damage, then you are also covered for the cost of accommodation in the meantime.
Just remember if you make any structural changes to your home – both inside and outside – then you may have to amend your Direct Line Buildings Insurance.
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